milestones in the home buying experience are unique for different buyers. when buying an inherent home, we walk you through these milestones and ensure you have a solid understanding of timelines and expectations. after closing date, we don’t just give you keys, we provide quarterly check ins to ensure the transfer of knowledge of all the home systems so that you feel confident and supported as a new homeowner.

the first step in buying an inherent home is understanding your buying power. let’s start your journey with available resources

    • Make sure to pay off your credit cards while being mindful of your spending and check the annual free credit report for any possible errors.

    • Having too much credit can backfire and lower your score

    • The better your credit rating the better mortgage rates

  • complete your homebuyer education workshop with a HUD approved agency. you can register for free with:

  • once you understand your credit and buying power, and have gone through a buyer education workshop, your next step is choosing a lender that meets your needs. we've done the homework for you, reach out to us to learn more.

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for many of us, buyer assistance helps close that last gap between you and your home. here are resources that can come alongside you.

determine your grant amount based on income and household size. for example, a family household size of four is eligible if their total annual household income does not exceed $156,940

city grant based on buyers’ AMI and neighborhood residency

if you reside in West Humboldt Park and you buy an Inherent Home in this neighborhood, you receive the benefit of the higher tier grant amount in the first two columns designated for neighborhood residents. notice the minimum grant amount offered is $50k whereas the maximum grant amount offered is $100k.

  • the building neighborhood and affordable homes (BNAH) down payment assistance program provides forgivable grants to qualified buyers. the grant aims to promote homeownership of newly constructed homes on city owned parcels. visit the city’s website to start your application.

  • The Cook County Land Bank has launched a few home buyer initiatives to help break down barriers to homeownership and help transform communities. Visit their website to learn more.

  • The Chicago Housing Authority's Homeownership Program offers down payment assistance to first-time homebuyers who meet the eligibility requirements. Visit their website to learn more.

  • We’ve partnered with Neighborhood Lending Services (NLS) to help first-time home buyers in need with closing costs- this $2,000 grant is stackable and forgivable and can help buyers make it to the finish line! Buyers under contract to purchase an Inherent home must complete a grant application with NLS.

build and partner with us

we believe small businesses are an integral part and fabric of every community they operate in. that is why we partner with local business owners and professionals who have familiarity, roots, and a heart for those communities. we offer opportunities to collaborate with us as we aim to find buyers looking to fulfill their dreams of home ownership. 


our real estate brokerage, inherent homes llc., offers co-op commissions to our network of community broker partners. to learn more on how to partner with us, execute an MOU, schedule a call with our managing broker using this link or complete the partner form below.